At Absolute Sense IFA Ltd we have been advising our business clients for some time now that they should be prepared for the changes that have been launched with regard to auto-enrollment for their employees into pension savings. These reforms are now well under way and will impact upon all businesses that employ staff as they start to take effect from 2012 onwards. Can your business afford to ignore these reforms? It will add an immediate 3% of your payroll costs to your overall costs and your staff will be expected to contribute 4% of their own salary. For more details contact Absolute Sense IFA Ltd.